CreditSmart AI

Loan Application

Enter borrower and loan details to assess creditworthiness.

Age

Annual Income (ETB)

Employment Status

Credit History

Housing Situation

Loan Type

Loan Amount (ETB)

Loan Term (Months)

Interest Rate (%)

Repayment Frequency

Total Other Debts (ETB)

Debt-to-Income Ratio

Calculated as total monthly debt payments / gross monthly income.

Number of Timely Payments

Default Status

Has the borrower previously defaulted on a loan?